ASCENT Sets Up Our Merchants on NET BILLING to Offer “Negative Interchange”

ASCENT sets our merchants up on Interchange Pass Thru Pricing, which is agreed upon by Independent Sources as the most transparent and best pricing for merchants. Any savings that are offered by the card brands – such as the much lower rates on debit card categories – ASCENT passes on to you. Click here for more details on the benefits of Interchange Pass Thru Pricing.

We also set up merchants for Net Billing or Negative Interchange on refunds. This is another example of how ASCENT passes savings to you – if the card brands offer to give any interchange back when you process a refund, we pass all of that benefit to you. Many processors keep that savings for themselves.

We have been focused on the success of Vacation Rentals for more than 20 years and will continue to help educate and inform our merchants and our industry family on tips to make it through this crisis and to come out stronger than ever on the other side. We are here to help.


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Just a few of the features that set us apart from other processors:

  1. ASCENT has specialized in credit card processing for the vacation rental industry for more than 20 years. Unlike a local bank we truly understand how your business works
  2. Your relationship is direct with the underwriting bank so that your funds are FDIC insured during the funding process
  3. We walk you through all steps involved to get your PCI Compliance certificate providing essential security, peace of mind, and breach coverage*
  4. We offer full chargeback support at no additional cost
  5. You as the merchant are refunded your credit card fees on credits and returns that you run, this can add up to substantial savings over the course of the year
  6. ASCENT will proactively review (free of charge) what a guest receives from you to make sure your documents are the most effective in standing up against chargebacks (eg. Confirmation, Terms and Conditions, Lease Agreements, etc.)
  7. Now offering ASCENTpay powered by Uplift, a guest loan product that guarantees zero chargebacks
  8. No Setup Fees, No Contract Length Requirement, No or Cancellation or Early Termination Fees

*partner bank may provide financial coverage if you are certified PCI compliant through their program